Legal
Disclaimer
Last updated 9 October 2026
Information on this website is provided for general guidance. Actual insurance coverage, exclusions, eligibility, premium, deductibles, add-ons, claims and policy conditions depend on the applicable insurer, product, vehicle, use, policy wording and applicable law.
General information only
Everything on this website is general information about how motor insurance normally works in India. It is not advice about a specific policy, vehicle, use or claim, and it does not take your circumstances into account.
Not an insurer and not a government website
CAREALL Digital Services is a private business. This website is not a government website and is not an insurer.
- CAREALL does not underwrite, issue, price or renew any insurance policy.
- CAREALL does not approve, assess, settle or guarantee any claim.
- CAREALL does not claim official approval or endorsement by any authority or insurer.
Not an insurance intermediary
CAREALL Digital Services does not hold a registration from the Insurance Regulatory and Development Authority of India (IRDAI) as an insurance agent, corporate agent, broker or any other category of insurance intermediary, and does not hold any insurance licence.
- No premium, quotation or proposal is generated, calculated or accepted on this website.
- No payment is collected on this website, and no policy is issued through it.
- An enquiry sent from this website starts a conversation. It is not an insurance application.
The policy wording prevails
Where anything on this website differs from the applicable policy wording or from applicable law, the policy wording and the law prevail. Cover, exclusions, eligibility, premium, deductibles, add-ons and claims are determined by the applicable insurer.
No guarantees
Nothing on this website guarantees that a policy will be issued, that a particular premium will be available, that an add-on will be offered, or that any claim will be approved or paid.
No local presence claims
Insurance assistance is provided remotely across India from CAREALL's office. Where a state or city is named on this website, it describes the area the assistance is offered to, not a local branch, office or representative.
Content review
Insurance information changes over time. Content on this website is reviewed periodically and is published as general information rather than as a verified regulatory statement.