Skip to main content

Optional add-on

Key Protection

An optional add-on that, where offered, addresses specified loss or damage to vehicle keys and lock sets within stated limits.

This is an optional add-on. It applies only where the applicable insurer offers it for your vehicle and cover, it is selected, it is charged and it is recorded on the policy.

What it generally does

Replacing a modern vehicle key or lock set can be costly and is generally not payable under the base own-damage section. Where this add-on is offered, selected and charged, the situations named in the add-on wording are addressed within the limits stated.

Scope

What it generally addresses

What it generally addresses

  • Specified loss of or damage to vehicle keys and lock sets, as defined by the add-on
  • Replacement within the limits and the number of claims the insurer states

What it generally does not address

  • Loss that is not reported in line with the add-on's conditions
  • Claims beyond the stated limit or number of uses
  • Anything the base policy already excludes

Before choosing

Things to check

  • Limits on the claim amount and on the number of claims generally apply
  • Conditions about reporting the loss usually apply
  • Availability depends on the insurer and the product

Routes

Vehicle routes this is commonly discussed for

FAQs

Key Protection questions

Generally yes. Both the claim amount and the number of claims permitted are usually limited. The exact limits are stated in the add-on wording.

Next step

Ready to discuss your vehicle insurance?

Tell CAREALL what you need and continue with a simple WhatsApp enquiry. Nothing is sent until you review and send it yourself.

Disclaimer

Information on this website is provided for general guidance. Actual insurance coverage, exclusions, eligibility, premium, deductibles, add-ons, claims and policy conditions depend on the applicable insurer, product, vehicle, use, policy wording and applicable law.

Official insurer policy wording and applicable law prevail.

CallWhatsAppGet Assistance