Zero / Nil Depreciation
Where offered, it changes how depreciation is applied to covered part replacement in an own-damage claim.
Optional
Add extra protection if available for your vehicle and policy
Add-ons sit below the base cover. One applies only where the insurer offers it for your vehicle and cover, it is selected, it is charged and it is recorded on the policy.
Availability, scope, limits and conditions vary between insurers. Nothing on this page states that a particular add-on is available for your vehicle.
Roadside Assistance
Where offered, it provides defined on-road support services within the insurer's stated scope and limits.
Engine Protection
Where offered, it extends cover to specified engine-related damage that the base policy would not address.
Return to Invoice
Where offered, it changes the basis of settlement in a total-loss or theft claim, subject to the insurer's conditions.
Consumables
Where offered, it covers specified consumable items used during a covered repair, as listed by the insurer.
Key Protection
Where offered, it addresses specified loss or damage to vehicle keys and lock sets within stated limits.
Tyre / Rim Protection
Where offered, it addresses specified tyre and rim damage that the base own-damage section may not cover.
NCB Protection
Where offered, it changes how the No Claim Bonus is treated after a permitted number of claims, subject to conditions.
Owner-Driver Personal Accident Cover
Accident-related protection for an eligible owner-driver, subject to applicable policy, eligibility requirements and terms.
- This is accident-related protection for the eligible owner-driver. It is not cover for damage to the vehicle.
- Eligibility, the sum insured and the conditions are set by the applicable policy and law.
- Where an eligible cover is already held, the requirement may be handled differently. This has to be checked for the specific case.
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Disclaimer
Information on this website is provided for general guidance. Actual insurance coverage, exclusions, eligibility, premium, deductibles, add-ons, claims and policy conditions depend on the applicable insurer, product, vehicle, use, policy wording and applicable law.
Official insurer policy wording and applicable law prevail.