Optional add-on
Engine Protection
An optional add-on that, where offered, extends cover to specified engine-related damage that the base policy would not address.
What it generally does
The base own-damage section generally excludes consequential damage, including some engine damage that follows an event rather than being caused directly by it. Where this add-on is offered, selected and charged, it extends cover to the specified situations set out in the add-on wording.
Scope
What it generally addresses
What it generally addresses
- Specified engine-related damage as defined by the add-on wording
- Related components where the add-on specifically lists them
What it generally does not address
- Mechanical breakdown, wear and tear or poor maintenance
- Damage resulting from action taken against the manufacturer's instructions
- Anything the base policy already excludes
Before choosing
Things to check
- Availability generally depends on the vehicle's age
- Conditions about maintenance and about what the driver did after an incident often apply
- The definition of covered engine damage varies between insurers
Routes
Vehicle routes this is commonly discussed for
FAQs
Engine Protection questions
Generally no. Mechanical breakdown, wear and tear and poor maintenance are normally excluded. The add-on addresses the specified situations set out in its own wording.
Next step
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Disclaimer
Information on this website is provided for general guidance. Actual insurance coverage, exclusions, eligibility, premium, deductibles, add-ons, claims and policy conditions depend on the applicable insurer, product, vehicle, use, policy wording and applicable law.
Official insurer policy wording and applicable law prevail.