Optional add-on
NCB Protection
An optional add-on that, where offered, changes how the No Claim Bonus is treated after a permitted number of claims, subject to conditions.
What it generally does
The No Claim Bonus is generally lost when a claim is made in the policy period. Where this add-on is offered, selected and charged, the bonus is treated differently after a permitted number of claims, as set out in the add-on wording.
Scope
What it generally addresses
What it generally addresses
- The treatment of the No Claim Bonus after a permitted number of claims, as defined by the add-on
- Only where the policy is renewed within the conditions the insurer states
What it generally does not address
- Claims beyond the permitted number under the add-on
- Situations where the renewal conditions are not met
- Any increase in the bonus beyond the applicable slabs
Before choosing
Things to check
- The number of permitted claims varies between insurers
- Renewal within the stated period is usually a condition
- The applicable NCB slabs are set by the insurer and applicable rules
Routes
Vehicle routes this is commonly discussed for
FAQs
NCB Protection questions
The permitted number of claims varies between insurers and is stated in the add-on wording, along with the renewal conditions that have to be met.
Next step
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Disclaimer
Information on this website is provided for general guidance. Actual insurance coverage, exclusions, eligibility, premium, deductibles, add-ons, claims and policy conditions depend on the applicable insurer, product, vehicle, use, policy wording and applicable law.
Official insurer policy wording and applicable law prevail.